SAP Loans management maps and supports all processes in the lifecycle of a loan. We present the major business processes and capabilities with SAP Banking Loans Management.
The New business process combines all contract acquisition activities from completing a contract to fully disbursing a loan amount to the Business Partner.
- Definition of business partners, role assignment and credit scoring.
- Illustration of contract acquisition using the conclusion of the contract and disbursement of the loan.
The position management process includes all functions for mapping and maintaining the scheduled lifecycle of a loan.
- Contract Processing (Ex: searching, displaying and changing loans.)
- Carrying out debit positions, incoming payment management and postings.
- Closing, valuation and management tasks.
Cash Flow Disturbances
The cash flow disturbances processes include all activities that arise as a result of the borrower inadequately setting due receivables.
- Changes to the contract (ex: Reduction, withdrawal, and business operations such as payoff, deferral and notice.
- Accounting (ex: underpayment, dunning, interest on arrears and value adjustments)
Expiry of contract
In addition to the scheduled end of a loan, there are many points in the lifecycle at which a loan can expire. These processes are grouped in expiry of contract.
- Closing operations after the end of the contract.
- Archiving expired loans.
The information system processes include Loan management’s own reporting and regulatory reporting and also using information in other data analysis systems.
- Evaluating accounting, drill down and reports.
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By Manish Agarwal. (on behalf of SAP Consulting Team)
SAP :: Streamlined
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